What does workers compensation cover?

Employee Liability

Worker's compensation insurance can cover legal expenses associated with a lawsuit filed by an employee after suffering a workplace injury or illness, regardless of whether the claim is valid.

Medical Expenses

In the event that a worker is injured or becomes ill on the job, a worker's compensation policy may provide coverage for medical expenses and lost wages.

Survivor Benefits

A workers' compensation policy would generally cover the beneficiaries entitled to cash benefits in the event of a fatality among an employee's co-workers.